Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Moreno Insurance
Once you become eligible for Medicare, you might feel overwhelmed by the amount of work involved in choosing the right insurance plan. I am happy to offer you a variety of options to help you find a cost-effective plan that best meets your needs. I provide a no-cost consultation to support you in making an informed decision. There is no obligation.
Let's do this together!
About Us
My name is Daniel Moreno and I have been an Independent Insurance Agent in the Bay Area for over 15 years, primarily assisting seniors with their Medicare insurance needs. I am also certified to assist with life insurance, long term care coverage, and annuities. I graduated from Sonoma State University in 2006 with a degree in Business. I currently reside in Novato with my wife, Juliana, and our children Isabella and Dominic.
Learn About the Types of Coverage We Offer
Your needs and situation are unique. We are commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Some may pay a monthly cash benefit
Indemnity Insurance
Hospital Indemnity Insurance can provide gap coverage to help offset co-pays, deductibles, and incidental expenses not covered by your medical insurance.
Why Work With Us?
We will help you meet your coverage needs while saving you money.
Our focus is on asking you the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
You'll benefit from working with an experienced agent
Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.
WE ARE HERE FOR YOU