Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Moreno Insurance
Once you become eligible for Medicare, you might feel overwhelmed by the amount of work involved in choosing the right insurance plan. We are happy to offer you a variety of options to help you find a cost-effective plan that best meets your needs. We provide a no-cost consultation to support you in making an informed decision. There is no obligation.
Let's do this together!
About Us
My name is Daniel Moreno and I have been an Independent Insurance Agent in the Bay Area for over 15 years, primarily assisting seniors with their Medicare insurance needs. I am also certified to assist with life insurance, long term care coverage, and annuities. I graduated from Sonoma State University in 2006 with a degree in Business. I currently reside in Novato with my wife, Juliana, and our children Isabella and Dominic.
Learn About the Types of Coverage We Offer
Your needs and situation are unique. We are commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Long Term Care
As we age, the likelihood we will need some type of medical or personal care increases.
Annuities
Did you know that an annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments?
Why Work With Us?
We will help you meet your coverage needs while saving you money.
Our focus is on asking you the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
You'll benefit from working with an experienced agent
Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.
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(9)
There are not enough stars to say how helpful Daniel has been in guiding me to the right health care plan that works for me! He is someone who has a huge wise heart who wants to help people find what works for their particular medical choices. He is kind, knowledgable, follows through and nudges when it's helpful. He is someone we can trust! He was recommended by a colleague, who spoke highly of him. He's had a great track record for many years. I'm ver grateful he shops around for his clients so we can make informed decisions. Daniel Moreno is best of the best!
Thanks to Dan Moreno who my friend recommended when I moved here, I was able to get the expert help I needed to find my new health insurance that will fit my needs. He knew the options available for me without me even knowing what I needed myself. It was a true pleasure to work with such a great professional in his field. I know I am in good hands and I highly recommend you call him first.
Daniel had been wonderful. Not only does he provide useful information, he also follows through with his follow ups. In addition, Daniel is courteous and treats me with respect. I highly recommend Daniel. Thanx for being there for me Daniel. Sincerely, Theresa Leigh
Daniel Moreno has been my insurance agent since 2013 and he has been the best. With all the changes to coverage and availability of Dr's I have never been without coverage thanks to Daniel. He is more like a very caring family member. I have moved several times and Daniel has always gotten me Sutter. I have Rheumatoid arthritis and because of my Rheumatologist I am receiving excellent treatment. Daniel has made my life easier knowing I don't have to think about my insurance coverage. I have and continue to recommend Daniel Moreno for health insurance and life insurance coverage.
Daniel is so nice and awesome! Answers all my questions and very knowledgeable! Very thankful my friend suggested him!
A friend referred me to Daniel for help choosing a Medicare plan. He was very responsive and helpful in sorting through the various plans and narrowing down our choices so that my husband and I could make an informed choice best suited to our current circumstances. Much appreciated!
Daniel has been our insurance agent for several years now. His professional knowledge of the industry, personal direction & thoughtful guidance have been instrumental in making our final insurance decisions. Highly recommended!!
Daniel is a smart and caring expert about health care insurance!!
WE ARE HERE FOR YOU